Refinancing
by Lei Bao
Are you considering a cash out refinance or potentially looking to refinance to lower your monthly payment but not sure about the mortgage refinance process?
Over the last couple of weeks, we’ve seen interest rates come back down off recent highs. At the same time, we’ve seen mortgage applications rise 60 percent of those mortgage applications have to do with refinancing people refinancing their mortgage for one reason or another. I’ve had many students reach out to me to ask questions about refinancing. In this course, we’re going to spend a little bit of time talking about when you should consider refinancing, what knowledge you need to refinance, and lastly, we’re going to talk about some things to watch out for if you’re going through the refinancing process.

Learning Objectives for Students
After completing this course, students should be able to:
- Know the general financial industry
- Describe the mortgage loan process
- Know the refinance tools
- Describe the mortgage loan package and application
- Define interest, points, and annual percentage rates

NICE Friday 9am
Course Schedule
Every Friday
9:00 am – 12:00 pm
Location
N.I.C.E. School 341 S Marine Drive, Suite 203 Tamuning, GU 96913
Reservation
(671) 687–2012 nice@mynice.org